· a tool for micro-businesses
annual report.
in 15 minutes
upload your bank statement and get a finished report with the xbrl file. you file it yourself in the company portal. price 49 €.
· how it works
three steps
upload bank statement.
csv. any bank with a csv statement. no manual entry.
review
the tool sorts the transactions into categories. you check and correct them.
download xbrl file.
registry-ready. submit to ettevõtjaportaal.
· user reviews
real people. real reports.
estonian entrepreneurs who prepared their annual report with nosweat.finance.
very convenient and clear, got 2 reports put together quickly.
with nosweat I managed to finally put together a report that was several years overdue.
a very solid tool.
a convenient and fast way to prepare the annual report without an accountant.
· price
one report. one payment
49€
per report.
· what's included
- 01tool support for categorization.
- 02registry-ready xbrl file.
- 03downloadable pdf report.
- 04eu servers.
· cost calculator
how much do you save?
slide the transaction count. estonian accountant market: 120 € base + per-transaction fee.
· formula 1–200 transactions: 0.80 €/ea
· 201–500 transactions: 0.50 €/ea
Estimate based on publicly available accounting-firm prices for companies without a monthly bookkeeping contract.
accountant
2–4 weeks
nosweat.finance
15 minutes
· you save
you save ~€191 compared with an accountant
· who it's for
nosweat is for micro-businesses that are not vat-registered
· fits if
- private limited company
- micro-business
- not vat-registered
- bank offers csv statements
· does not fit if
- not a micro-business
- vat-registered
- multiple currencies
· price
- 49 €
- per report, no recurring fee
· vs.
three choices. one decision
nosweat.
accountantbusiness registry portal· faq
questions
no, if you are a micro-business with one bank account and not vat-registered. the xbrl file is registry-ready and you can submit it yourself through ettevõtjaportaal.
after you pay you see every transaction and can change any category before the report is made. the software learns from your corrections.
we generate the xbrl file. you log into ettevõtjaportaal and upload it. the whole process takes 5 minutes.
yes — if the tool can't generate a working XBRL file for you, we refund the full amount. write to support@nosweat.finance.
Your data stays in the EU. We never sell it.
any bank that offers a csv statement works. common banks are auto-detected; for others a quick column-mapping wizard opens where you label the columns yourself. pdf statements aren't supported.
not supported yet. if you are vat-registered, talk to an accountant.
yes — tsd helper is a free calculator that works out the payroll taxes for a single payout and shows which numbers belong on the tsd annex 1 form. no account needed and the calculation runs on your device. you enter the numbers in e-mta yourself.
open tsd helper →the filing radar shows public statistics on how many estonian companies have already filed their annual report. data is based on business register open data.
open filing radar →This short video shows how nosweat.finance helps an Estonian micro-enterprise prepare its annual report (majandusaasta aruanne). Start by entering your company registry code — nosweat loads your company details automatically from the Estonian Business Register: name, EMTAK activity, and share capital. After a one-time €49 payment, upload your bank statement as a CSV. AI categorizes the transactions into accounting categories — sales revenue, operating expenses, and owner payments — and you confirm or correct them. nosweat then builds the balance sheet and income statement and checks that the report balances. Finally, export a registry-ready XBRL file to upload and digitally sign in the e-Business Register. The whole process takes about 15 minutes, without an accountant.